The /api/loans/IsNotLoan API endpoint allows customers to opt-out of receiving prequalified funding offers. If a customer prefers not to see these offers, they can use this endpoint to indicate their preference.

Functionality:

Opt-Out: By calling this endpoint, the customer can remove or hide prequalified funding offers from their view.
Request: The API call does not require additional parameters; it simply signals the system to update the customer's preferences.

Process:

Submit Request: The customer sends a POST request to /api/loans/IsNotLoan to express their preference not to receive prequalified funding offers.
Future Responses: Once the request is processed, future responses from the GET /api/loans/loanSettings API will reflect that prequalified offers should no longer be displayed to the customer.

Benefits:

Enhanced User Experience: Allows customers to customize their view by opting out of unwanted prequalified funding offers.
Improved Relevance: Ensures that customers only receive information that aligns with their preferences.