The GET /userReport/spendingReportByAccountGroupByCategory/v2 API method retrieves a spending report for a financial account, grouped by merchant category. This endpoint aggregates spending data to provide insights into expenditures categorized by various merchants.

Functionality:

Aggregates spending data for a specified financial account.
Groups transaction data by merchant categories for easier analysis.
Returns a comprehensive summary of spending behavior, enabling users to understand their financial habits.

Key Features:

Aggregated Data: Provides a clear summary of spending across categories, making it easier for users to track their financial habits.
Customizable Reporting: Option to filter data by date range to focus on specific periods of spending activity.
Merchant Categorization: Groups expenditures into relevant categories, facilitating better budgeting and financial planning.

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Summary:
The GET /userReport/spendingReportByAccountGroupByCategory/v2 API method offers users a detailed spending report for a specified financial account, categorized by merchant type. This endpoint aggregates financial data, providing valuable insights into user spending patterns, enabling effective financial management and budgeting decisions.