Connect Direct Deposit

The Direct Deposit API is designed to facilitate seamless connection between a user's financial accounts and the banking application. It enables users to directly deposit funds into their Netevia banking account, including salary deposits without the need for additional paperwork. This API plays a crucial role in establishing and managing these connections through secure, time-limited tokens.

This API endpoint retrieves a token for linking a financial account in the Direct Deposit system. The token is essential for initiating the connection flow between the banking application and Direct Deposit.

Request Parameters:

  • FinancialAccountId: The unique identifier for the financial account for which the link token is being requested.

Response Structure:

On a successful request, the API returns a response containing the following fields:

  • timeStamp: The time at which the request was processed, formatted in ISO 8601.
  • success: A boolean value indicating whether the operation was successful (true or false).
  • error: If there is an error, this field will contain error details; otherwise, it will be null.
    url: The URL to which the token should be appended for the web view flow. The token replaces link_tokens in the URL.
  • rawRequest: Raw request data sent to the server, which may be empty.
  • rawResponse: The raw response received from the Direct Deposit API, containing detailed data, including the token and other metadata.
  • response: Contains a nested structure with the following information:
    • data: An object containing:
      • mode: The operational mode (e.g., "sandbox").
      • id: A unique identifier for the token session.
      • token: The generated link token, which must be included in the web view URL.
      • smartBranchUrl: An optional URL for a smart branch (null if not applicable).
      • expires: The expiration timestamp for the token.

Usage:

  • Token Generation: This API is used to generate a link token that is necessary for a customer to connect their financial accounts securely.
  • Web View Integration: The token should be inserted into the specified URL (url field) for displaying the Direct Deposit connection flow in a web view.
  • Session Management: The token expires after the specified time (expires), ensuring that connections are secure and time-limited.

Security Considerations:

  • Authentication: Ensure that the request is authenticated to protect sensitive financial account information.
  • Token Handling: Treat the generated token securely, as it grants access to link the user's financial accounts.

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This API method is crucial for integrating with Direct Deposit, allowing users to link their financial accounts and access associated services efficiently.

Language
Credentials
Bearer
JWT
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